About Finowo
Finowo is the financial workspace for Polish businesses. One platform that replaces the stack of tools SMBs usually duct-tape together — invoicing, payments, documents, banking, and compliance.
We watched business owners juggle eight different tools, pay for five subscriptions, and still spend Sundays reconciling spreadsheets. When KSeF became mandatory, they had to buy yet another plugin or hire expensive consultants.
It didn't make sense. Small businesses deserve the same operational excellence as enterprise chains — without the enterprise price tag or complexity.
So we built Finowo: one platform, one login, one bill. With the compliance built in, not bolted on.
We don't build features for enterprise procurement committees. We build for the owner-operator who needs to send a compliant invoice in 30 seconds and see their cash position in one glance.
Regulations aren't optional extras. KSeF e-invoicing, JPK_V7 files, Polish VAT rates — these ship with the product, not as paid add-ons.
Your invoices, your payments, your bank balances — all in one database. No CSV exports. No reconciliation nightmares.
We understand the nuances of Polish fiscal rules — KSeF, JPK audits, split payment. And our infrastructure is ready to grow with your business.
We're operators, engineers, and designers who have built software for Stripe, Square, and Shopify. Now we're channeling that experience into the tools we wish existed when we ran our own side businesses.
8 people
Engineering
Backend, frontend, and infrastructure
4 people
Product & Design
UX research and interface design
3 people
Operations
Customer success and compliance
